Turn Your Dreams into Reality with Personalized Wealth Management

 In Financial Planning, Uncategorized

Wealth Management Brochure

Wealth Management Brochure

If your assets have grown over time, you may find your needs evolving along with your financial profile. How can you protect what you’ve earned? Where will you discover new opportunities for  growth? What steps should you take to secure your legacy for those you care about most?  

Affluent individuals require highly customized strategies to manage more complex portfolios, ownership interests and tax liabilities. At The Resource Center, we work with you to reach your goals through personalized wealth management. Our services are built upon a foundation of strategic relationships with respected partners including financial advisors, wealth managers and more. We offer a range of investment options based on your current situation, your financial  objectives, risk tolerance and other unique factors. 

Wealth management combines a range of services for a holistic approach to financial planning.1 In addition to comprehensive investment and financial advice, clients may also benefit from accounting, retirement planning, estate planning, tax advice, legal assistance and charitable giving strategies.2 

Wealth Management Relationships 

The role of the wealth manager is to continually seek the best solutions to meet your needs. That’s why The Resource Center invests in strategic relationships with respected organizations to deliver optimal services and pricing to our valued clients. 

AE Wealth Management 

AE Wealth Management (AEWM) is an SEC-registered investment advisory firm that works with exclusive financial advisers including The Resource Center. Guided by a conservative approach, AEWM helps us provide comprehensive services, such as investment strategies, intended to preserve assets while managing risk and volatility.3 

AEWM provides The Resource Center with an advanced investment platform and exceptional money management support. This enables us to offer a cohesive program of investing, financial  planning and retirement planning. All services are grounded in a thorough understanding of individual risk tolerance, backed by due diligence and presented with a clear explanation of available options. Clients have the ability to track their financial picture in real time with ongoing communications about how market events impact their money.  

Sterling Capital 

Sterling Capital is an SEC-registered investment adviser that acts as chief investment officer for AEWM. Headquartered in Charlotte, North Carolina, the company is an independently-owned subsidiary of Truist Financial Corporation and serves a diverse group of prestigious clients, including Amazon and Adobe.4 

Sterling provides The Resource Center with due diligence on asset managers to ensure superior expertise and outstanding service. Other services include disciplined research and analytical reporting to guide sound decision-making.  

Fidelity 

As custodian for The Resource Center, Fidelity holds our clients’ financial assets for safe keeping. Services include comprehensive investment plans with the flexibility to adapt to changing needs.5 Personalized management lets you choose an investment strategy tailored to your risk profile, with your adviser proactively monitoring your assets to identify opportunities. We enable you to structure investments to minimize your tax burden and take care of your family’s needs for the long term. 

Wealth Planning Tech Tools 

Riskalyze software features a patented Risk Number® technology that assesses individual risk tolerance for personalized financial planning. It includes detailed portfolio analytics, research and proactive monitoring, which lets you adjust your portfolio as market conditions and your needs change over time.6 

Orion Advisor Tech provides the powerful hub of The Resource Center’s technology platform. It provides a range of solutions for financial advisers, such as financial planning, reporting, billing, trading, client experience enhancement and more. We use Orion to collect data from Riskalyze, inStream and other platforms. It lets us integrate data and link account households, enabling us  to create an effective strategy for meeting client goals.7 

inStream Solutions provides a cloud-based financial planning platform featuring a dashboard and automated alerts for real-time portfolio adjustments. Other helpful tools include a savings rate analysis, wealth management calculators and up-to-date business intelligence and trends.8 

Wealth Management Options 

A number of factors help us identify the best investment strategies for our clients. These include growth objectives, risk tolerance and tax efficiency. Based on these and similar considerations,  The Resource Center uses an investment compass model that includes four basic “directions” to optimize decision-making for each individual client:  

  • Traditional: quarterly activity 
  • Dynamic: monthly activity 
  • Tactical: daily or weekly activity 
  • Specialized solutions: unique options including opportunity zones and interval funds 

Traditional (Quarterly Activity) 

A traditional investment strategy uses three primary factors to determine asset allocations:  

  • Risk tolerance 
  • Time horizon, or how long your money will grow 
  • Investment objectives 

Asset allocations are compatible with a buy-and-hold strategy. Emphasis is placed on diversification to reduce risk and potentially improve portfolio returns. 

Dynamic (Monthly Activity) 

With a dynamic investment strategy, asset classes are adjusted more frequently as the market shifts. Options may include reducing positions in poorly-performing assets or adding positions in those that are performing well. Because it requires more active management than a buy-and-hold strategy, dynamic investing may include higher fees.  

Tactical (Daily or Weekly Activity) 

Similar to dynamic investing, a tactical investment strategy offers a more active approach compared to traditional investment options. Wealth managers make short-term shifts in response to day-to-day market performance, taking advantage of pricing anomalies and strong market sectors. Higher fees may be involved due to more active management requirements. 

Specialized Investing 

Some clients may benefit from alternative investment strategies designed for unique interests or financial goals. A client may be looking to maximize tax efficiency, identify charitable giving opportunities or consider additional factors such as environmental sustainability.  

Specialized investing may involve assets that fall outside of traditional categories like stocks, bonds or cash. Examples include private equity, venture capital, hedge funds, real estate and art and antiquities.1 

Many factors will determine the best wealth accumulation strategy for you. These include your current life stage, the amount of money you’re setting aside, personal goals, financial objectives and risk tolerance. 

At The Resource Center, our financial advisers take the time to understand your needs, in order to help you build an investment strategy you can feel good about. We encourage you to contact us at any time to set up an appointment. Give us a call at 417-882-1800 or reach out online

Download our complementary brochure to learn about the strategic relationships that help us  provide personalized wealth management services to you:  

Wealth Management Brochure

Wealth Management Brochure

 

Sources:

1: https://www.investopedia.com/terms/w/wealthmanagement.asp 

2: https://www.nerdwallet.com/article/investing/what-is-wealth-management 3: https://aewealthmanagement.com/ 

4: https://sterlingcapital.com/about-us/firm-facts/ 

5: https://www.fidelity.com/wealth-management/overview 

6: https://www.riskalyze.com/ 

7: https://orionadvisortech.com/ 

8: https://instreamwealth.com/about/ 

All investments are subject to risk including the potential loss of principal. No investment strategy can  guarantee a profit or protect against loss in periods of declining values. Any references to protection  benefits and lifetime income generally refer to fixed insurance products, never securities or investment  products. Insurance and annuity product guarantees are backed by the financial strength and claims paying ability of the issuing insurance company. Neither the firm nor its agents or representatives may  give tax or legal advice. Individuals should consult with a qualified professional for guidance before  making any purchasing decisions. The Resource Center has a strategic partnership with tax professionals  and attorneys who can provide tax and/or legal advice. Riskalyze is intended to be used as a tool in  designing a financial portfolio. Data and calculations used to produce this report are provided by Orion  Advisor Tech the accuracy and completeness of which have not been verified by our firm or AEWM.  Results are not guaranteed. Fidelity Investments (“Fidelity”) is an independent company, unaffiliated with  Retirement Income Planning LLC or AE Wealth Management. Fidelity is a service provider to both. There is  no form of legal partnership, agency affiliation, or similar relationship between your financial advisor and  Fidelity, nor is such a relationship created or implied by the information herein. Fidelity Investments is a  registered service mark of FMR LLC. Fidelity InstitutionalSM provides clearing, custody, or other brokerage  services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC  973428.1.0 Information and opinions contained herein that has been obtained from third party sources is  believed to be reliable however accuracy and completeness cannot be guaranteed. The Resource Center is  an independent financial services firm that utilizes a variety of investment and insurance products.  Investment advisory services offered only by duly registered individuals through AE Wealth Management,  LLC (AEWM). AEWM and The Resource Center are not affiliated companies. 00978770 07/21

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