Enjoy your time off-roading
ATVs, dirt bikes and other sport vehicles are a great way to enjoy the scenic outdoors of the Springfield and Branson area. The last thing you want to worry about is whether your insurance policy has you protected. Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property and most states require riders to be properly insured.
Determine which level of coverage is right for you
Collision coverage pays for covered damage to your vehicle when in a collision with another vehicle or other object. Property damage liability coverage insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
Liability coverage insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
Comprehensive physical damage coverage pays for covered losses resulting from incidents other than collision, including fire, theft, or vandalism.
Several factors can affect the cost of insuring a specialty vehicle:
Find the right sport vehicle insurance for you
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