ATV & Sport Vehicle Insurance

Enjoy your time off-roading

ATV Insurance

ATVs, dirt bikes and other sport vehicles are a great way to enjoy the outdoors. The last thing you want to worry about is whether your insurance policy has you protected. Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property and most states require riders to be properly insured.

Determine which level of coverage is right for you

Sport Vehicle Coverage

  • Collision Coverage

    This pays for covered damage to your vehicle when in a collision with another vehicle or other object. Property damage liability coverage insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.

  • Liability Coverage

    This insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.

  • Comprehensive Physical Damage Coverage

    This pays for covered losses resulting from incidents other than collision, including fire, theft, or vandalism.

Our ATV Insurance Partners

Motorsports Insurance Discounts

Several factors can affect the cost of insuring a specialty vehicle:

  • Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
  • Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
  • Own multiple. With many carriers, you can receive a discount if you insure more than one specialty vehicle on your policy.

Find the right sport vehicle insurance for you 

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