Applying for Medicaid is a lengthy process. We can help you through this process and determine if you are eligible for Medicaid.
Health Insurance
Covering you for your health
Healthcare Options
These days health insurance can be confusing. There are so many options and things to consider. Our insurance professionals at The Resource Center will help you understand all your medical insurance options and choose the plan best for you and your family. We are dedicated to helping the people in the greater Springfield, MO area find the right plan for the right budget.
Health Insurance
Whether your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your options. Before you try to navigate through all the variables that come with choosing a healthcare plan, talk to us. The professionals at The Resource Center in Springfield and Branson, MO will help walk you through all the questions you have.
Long-Term Care
As our longevity increases, planning for the future need of long-term care is a necessity. It’s important to know all your options before you will need them. Most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. We’ll create a plan to help address rising health care costs and analyze options for a long-term care plan.
Medicare Health Plans
Medicare is a federal health insurance program for people age 65 and older, people of any age with permanent kidney failure, and certain disabled people under age 65. While Medicare has great benefits and improves the lives of millions of people, it can be very confusing. Medicare has more to offer than most people realize. Our professionals at The Resource Center will ensure you are aware of all the options Medicare has to offer.
Medicare Supplements
Many private insurance companies sell Medicare Supplemental Insurance Policies (Medigap or Medicare SELECT) to help fill the coverage gaps in the Original Medicare Plan. If you remain in the Original Medicare Plan, you may want to consider buying one of these 10 standard policies for extra benefits. These policies help pay Medicare’s coinsurance amounts and deductibles, and other out-of-pocket costs for health care. We have access to these plans to insure you get the coverage that you need.
Medicare Advantage Plans
Another option to supplement Medicare is an Advantage Plan. With this type of plan, Medicare pays a fixed amount to these companies each month in order to provide your care. These companies must follow a set of rules from Medicare, but out-of-pocket costs can vary. At The Resource Center, we will take a look at your needs and find a plan that will fit.
Other Medicare Health Plan Choices
In addition to the plans explained above, you may have other Medicare health plan choices available to you. To be eligible for these other health plan choices, you must:
- Have both Part A (hospital insurance) and Part B (medical insurance)
- Continue to pay the monthly Part B premium
- Live in the plan’s service area (the counties in which the plan is offered)
- Not have permanent kidney failure (End-Stage Renal Disease)
Ask our professionals whether the following plans may be options for you:
- Medicare Managed Care Plans
- Private Fee-for-Service Plans
- Medicare Medical Savings Account (MSA) Plans
- Religious Fraternal Benefit Plans
Medicaid Consulting
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