Applying for Medicaid is a lengthy process. We can help you determine your Medicaid elibility and walk you through the Medicaid application.
Health Insurance
Worry-free health insurance coverage
Healthcare Options
Health insurance can be confusing and finding affordable health insurance might seem impossible. There are so many options and things to consider when choosing a health insurance plan. Our insurance professionals at The Resource Center will help you or you and your family understand all your medical insurance options to help guide you in choosing the best plan. We are dedicated to helping the greater Springfield, MO area find the right plan for the right budget.
Health Insurance
Whether your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand all your health insurance options. Before you try to navigate through all the variables that come with choosing a healthcare plan alone, talk to us. Whether you are looking for individual health insurance coverage or family health insurance plans, the professionals at The Resource Center in Springfield and Branson, MO will walk you through all the questions you may have.
Long-Term Care
As our longevity increases, planning for the future need of long-term care is a necessity. It’s important to know all your options before you will need them, especially when it comes to paying for the cost of long-term care. It’s important to note that most long-term care expenses are not covered by Social Security or Medicare, Medicare Supplement (“Medigap”), or private health insurance. The Resource Center professionals will help you create a long-term care planning strategy to help address rising health care costs and analyze options for a long-term care plan.
Medicare Health Plans
Medicare is a federal health insurance program for people aged 65 and older, people of any age with permanent kidney failure, and certain disabled people under age 65. While Medicare has great benefits and improves the lives of millions of people, it can be very confusing to navigate the enrollment process and all of your coverage options. Medicare has more to offer than most people realize. The Resource Center will ensure you are aware of all of the options Medicare, Medicare Supplement plans, and Medicare Advantage plans have to offer.
Medicare Supplements
Many private insurance companies sell Medicare Supplemental Insurance Policies (‘Medigap’ or ‘Medicare SELECT’) to help fill the coverage gaps in the Original Medicare Plan. ‘Medigap’ (also known as ‘Medicare Plan F’) and Medicare Plan G are among the most comprehensive supplemental plans to choose from. If you remain in the Original Medicare Plan, you may want to consider buying one of these 10 standard supplemental policies for extra benefits. These policies help pay Medicare’s coinsurance amounts and deductibles and other out-of-pocket costs for health care. We have access to these plans to help ensure you get the coverage that you need.
Medicare Advantage Plans
Another option to supplement Medicare is an Advantage Plan within Medicare Part C. With this type of plan, Medicare pays a fixed amount to companies each month in order to provide your care. These companies must follow a set of rules from Medicare, but out-of-pocket costs can vary. At The Resource Center, we will take a look at your needs and help you determine if an Advantage Plan will be a good fit.
Other Medicare Health Plan Choices
In addition to the plans explained above, you may have other Medicare coverage plans available to you. To be eligible for these other health plan choices, you must:
- Have both Part A (hospital insurance) and Part B (medical insurance)
- Continue to pay the monthly Part B premium
- Live in the plan’s service area (the counties in which the plan is offered)
- Not have permanent kidney failure (End-Stage Renal Disease)
Ask our professionals whether the following plans may be options for you:
- Medicare Managed Care Plans
- Private Fee-for-Service Plans
- Medicare Medical Savings Account (MSA) Plans
- Religious Fraternal Benefit Plans
Medicaid Consulting
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