How much income will you need in retirement? Should you invest in a traditional or Roth IRA? Your financial adviser at The Resource Center will help you sort through these and other factors to help you choose the IRA that’s best for your needs and your goals. We offer customized retirement savings plans that are tax-efficient and help provide the lifestyle you deserve after you retire. Plus, we will help you make appropriate adjustments as your needs change over time.
In a traditional IRA, contributions may be tax deductible and typically your earnings grow tax-deferred. You will be penalized for withdrawing money before age 59½, with some exceptions.
Contributions to a Roth IRA are not tax-deductible, but your earnings grow tax-free. As long as you meet the Roth IRA rules and you are 59½ or older, you can access tax-free money when you retire.
You can transfer a traditional IRA into a Roth IRA and pay the tax in a single year. When tax rates go down, this can be a good option for someone who has a larger traditional IRA.
1304 E Kingsley St
Springfield, MO 65804
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and The Resource Center, Inc. are not affiliated companies.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.
Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.
The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.