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Should I Pay For A Guaranteed Lifetime Income Rider? Have you ever bought something and you didn’t understand how it worked?  No, why would I buy something I didn’t understand??  WELL– Do [...]

Tips On Investing An Inheritance Or A Lump Sum of Money Have you recently had a death in your family where you have become an heir to a sum of money?  Are you unsure where or how to invest it.  [...]

Stocks, Bonds, Variable Annuity, or Bank Cd- How Should I Diversify My Savings? It’s been said that having all of your money in one place can be a very risky strategy. Spreading your money [...]

What To Know About Disability Insurance Does a sprained ankle from a pickup softball game or a torn shoulder from a house remodel sound familiar????   Typically, those aren’t long-term [...]

Purchasing A Home Using Your Roth IRA So you are thinking of buying a new house.. Congratulations! Now that you’ve decided to take this step, you have to ask yourself how you will pay for [...]

 Fighting the Holiday Spending Blues The holidays are officially over and we are back to reality now. It is said that January 21st is one of the most depressing days of the year1. Why?? Because [...]

Finding The Courage To Retire If you are coming to the crossroads in your life between working full time and retirement, then you are already well aware of how intimidating it can be and that [...]

The Rule Of Thumb For Retirement Income Ah, Retirement. Such a big milestone that all of us look forward to reaching one day. When most people think about their future retirement, it probably [...]

How To Be Financially Responsible With A Credit Card Some people are very good with finances, budgeting and all of that good stuff. A number of people, however, often struggle to keep track of [...]

How To Avoid Internet and Telemarketing Fraud or Scams The FBI began battling fraud in 1908, mostly for bankruptcy or accounting frauds.  One case we came across called “The Lady with the [...]