Financial Planning

Generosity is alive and well. Americans gave an estimated $427.7 billion to charity in 2018, according to Giving USA’s Annual Report on Philanthropy.1 But with so many nonprofits vying for your [...]

Should I Pay For A Guaranteed Lifetime Income Rider? Have you ever bought something and you didn’t understand how it worked?  No, why would I buy something I didn’t understand??  WELL– Do [...]

Tips On Investing An Inheritance Or A Lump Sum of Money Have you recently had a death in your family where you have become an heir to a sum of money?  Are you unsure where or how to invest it.  [...]

Stocks, Bonds, Variable Annuity, or Bank Cd- How Should I Diversify My Savings? It’s been said that having all of your money in one place can be a very risky strategy. Spreading your money [...]

Purchasing A Home Using Your Roth IRA So you are thinking of buying a new house.. Congratulations! Now that you’ve decided to take this step, you have to ask yourself how you will pay for [...]

The Rule Of Thumb For Retirement Income Ah, Retirement. Such a big milestone that all of us look forward to reaching one day. When most people think about their future retirement, it probably [...]

Let Financial Independence Ring! This year we celebrated the 242nd anniversary of America’s independence from England with fireworks, BBQs, swimming, parades, flags and other ceremonies.  [...]